What to look for when consolidating debt

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency dedicated to helping individuals and families get out of debt for good.We offer free credit counseling sessions with highly trained and certified counselors who can help you determine whether debt consolidation is good or bad for your situation.Each month I put as much as I can on my line of credit but something always seems to come along that sets me back. - Dillon A: The unfortunate reality is that debt consolidation doesn't come with a step by step manual to help you transition from being in debt to getting out of debt.Figuring out how to consolidate your debt is simply one step as you move in this direction.

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With help from ACCC, you can make smarter choices about your debt and create a plan to be debt-free within 60 months or less.

With all the bad news lately about people losing their jobs and how much debt we’re all carrying, I know I need to get my debt under control for good.

” Here’s a short overview of debt consolidation practices that can help you determine whether debt consolidation is good or bad for your financial situation.

With a debt consolidation or online debt consolidation program, you’ll take out a new loan to pay off your existing loans and debts.

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